Tests

ESL, Niveau avancé

Real Life: Banking (3)

A period of ......... is an additional time period granted by a lender that gives the borrower more time to make a regular payment on a loan without incurring any penalties.
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In the United States, a ......... plan allows a person to save for his/her retirement. With this type of plan, a person can postpone paying income taxes on the amount invested until a withdrawal is made during his/her retirement years.
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A home ......... loan is a loan that is secured by property but only to the point of fair market value minus the debt acquired in the deal.
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The ......... amount on a loan is the original amount that was borrowed. Interest rates are calculated from this original debt amount.
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The FDIC (Federal Deposit Insurance Corporation) is national agency in North America that ......... funds in participating banks for up to $100,000.
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A money ......... is a certificate of payment for a specified amount of money that is paid for upfront. These are usually issued by banks and post offices.
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A security ......... is a worker who is hired by a bank in order to protect customers, vaults, armored trucks etc.
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If a person wants to save money, he/she usually opens a ......... account. This kind of account is primarily used as a saving tool and there are usually more deposit transactions than withdrawals.
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A certificate of deposit (CD) is an interest-earning account that offers a higher rate of return on investments but the money is ......... for a longer, specified amount of time.
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When it comes to online banking, a customer must first register and then he/she is able to sign in with a Login ID and a ..........
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